[Following on from my previous post] Regardless of your beliefs on the cause of climate change, there can be no doubt that it is happening, and global emissions are clearly a contributing factor to the severity of this.

Whilst insurance in and of itself cannot directly combat this, the role it plays in responding to it's effects is essential. However, it should be noted that certain industry leaders (e.g. Swiss Re) are investing heavily in to broad-reaching research which will help general understanding of both cause and effect - undoubtedly this benefits (re)insurers, but the knowledge can be used by all.

I will admit that it wasn't until attending Swiss Re's 150 year celebrations that I realised the extent of the impact of agriculture on our climate. The role of Insurance is clearly not just to provide a safety net, but also to raise awareness of threats and how they can be managed.