Ace engaging with the Academy of Model Aeronautics is an excellent example of the relevance and simplicity of Affinity insurance deals.
Sometimes innovation doesn't have to be ground-breaking - simple answers can be as, if not more, effective.
There is another opportunity here though - with all drones having to be registered (in the US) with the federal government, there is scope for some 'point-of-sale-esque' Client engagement... You can bet the personal injury lawyers will be all over it!
“Almost no one is thinking about insurance coverage when they’re opening the box,” says Jeff Antonelli, a Chicago attorney who specializes in federal regulations for unmanned aerial systems. The liability protection in homeowners or renters insurance policies will sometimes cover damage or injury from a drone crashing into a neighbor’s house, vehicle, or child. Yet this coverage isn’t universal, Antonelli says, and some policies specifically carry an aviation exclusion that encompasses recreational drones, which the Federal Aviation Administration currently classifies as small aircraft.