XL Catlin gained a huge amount of press last year (for obvious reasons), but it is exciting to see a firm with such scale supporting the development of technology.

IoT, disruptive distribution, telematics - all will have a huge impact on the insurance market. As important though, is the ongoing integration of robotics in to our day-to-day lives. XL Catlin's partnership with Oxbotics is a good indication of the sector paying attention to this, and the risk management expertise they can offer should allow them to integrate that much more quickly.