A really interesting read examining the challenges underwriters face when considering the risk of a connected home. 

The (abridged) list that I've quoted are the parties that could be responsible, and the covers that would likely be in place for a loss arising as the result of someone hacking in to a home's wireless sensor network, specifically a sensor embedded in the walls to monitor for potential fire risk.

I find the whole connected world issue to be an exciting topic, and certainly the role of the underwriter in this new world will be ever more demanding. What then are the skills that need to be fostered and developed for underwriters to provide accurate and effective pricing??