Great Commentary from David Cabral, and I particularly like this comment: 'Innovation, technology and experience with multiple commercial insurance products enabled me to successfully collaborate with corporate risk managers to improve products protecting their employees, clients, products, shareholders and balance sheets.'  

Technology allows any service provider, not least insurance, to partner with clients and help them better understand their risks and needs. Even something as simple as streamed video can save thousands in surveying expenses...  

It is time to view technology as an enabler rather than a threat - stop protecting your job, and do a better one!